What if you could retire years earlier than you think?
ReclaimYears is a financial planning platform that shows you exactly how optimizing your expenses, taxes, and savings strategy can dramatically move your retirement date forward. Built by a CFA Charterholder and CPA — not a calculator, a complete planning system.
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The 8 Levers Framework
Most retirement calculators give you one number. We show you eight ways to change it — and exactly how many years each one is worth.
01
Expense Optimization
Find where your money actually goes and what changes move the needle most.
02
Tax Strategy
Roth conversions, capital gains harvesting, and bracket management.
03
Savings Rate
The single most powerful lever. See what each percentage point is worth in years.
04
Investment Allocation
Asset allocation, fee reduction, and tax-efficient placement.
05
Income Growth
Career moves, side income, and equity compensation optimization.
06
Geographic Arbitrage
How location affects your FIRE number through cost of living and state taxes.
07
Social Security Timing
When to claim and how it interacts with your withdrawal strategy.
08
Healthcare Planning
Bridge coverage, ACA optimization, and Medicare timing.
Try the Prototype
Our cash flow planning module is available as an early preview. Explore the expense budgeting and savings allocation tools that will power ReclaimYears.
ReclaimYears is built by a finance executive with 14+ years of experience across FP&A, Treasury, M&A, and Strategy at a Fortune 50 company. The same rigor applied to managing billions is now applied to your retirement plan.